oh dear sorry about that Florge, in my experience registering at NHS was quick and easy.my fiance asked them if it's possible to register my FUTURE FILIPINA WIFE FOR NHS? and they replied yes it's possible and they gave us the form then I filled it up completely and got my NHS card after a week, i guess some NHS centre has different procedure or probably depends on the receptionist mood and now I'm impress and feel secured coz I'm experiencing free medications (cont.pills and antibiotics for my ingrown toenail remember), but still can't get away with the legal complication u know.

In regards opening account yes as fiancee it's very difficult I tried many banks but asking for billing add as for proof of add the only easy way was HSBC passport account but you need to pay monthly charged

But now I managed to submit (personally) what they wanted as an alternative for billing add was my GP letter (from NHS) certifying my home address and of course my passport with the stamped visa in it, at HSBC bank btw it's current account (no need to pay monthly charged like HSBC passport) , I'm not sure yet if it will be successful have to wait for a week or 2 tell Simon not to mention GF use my future wife or my fiancee maybe it helps to convinced them easily well just IMHO

Goodluck sis