just a dream or reality?

[fred]

hi, I just spent 14 months living with my (now) husband and daughter in the philippines - i renewed my visitor visa every 2 months (which needs budgeting, you can renew in laguna or manila from batangas though, so fairly simple) but we lived on around £350 a month - a small apartment, unfurnished, nothing at all fancy, used public transport and the local market - but for both me and my husband it was the most affluence we have ever experienced (I came back for my daughters education as private school was out of the question financially).

It seems there are some questions to ponder but I would suggest you ponder them over there with your lady - you could discuss them forever without ever getting close to an answer (I wasted nearly 8 years)- give yourself a time limit if it makes you feel better, go for 6 months, see how you feel and then decide about the next 6 months, after a year you'll have a much better idea of the issues - and probably a whole stack of new things to wonder about!
live life your way..........

If you ever decided to return then you would be far better off with a 13a visa which is valid for 5 years..Only requirement is to report once a year and a 300PHP fee..
Cheers,

Fred.

[darren-b]

It may be the rules but it's not morally right when someone has paid their dues over many many years for them to be refused treatment because they choose to live abroad for a few years.

If your home base has absolutely irrevocably changed then yes I can see your point but few people moving to the Philippines are going to cut themselves off from the UK that way, they may well still have taxable assets in the UK and may well still be paying tax in the UK on payments from their pension annuities and other investments etc.

So should they be refused treatment just becuase they have been out of the country for x length of time?

So exactly how many years do you need to have been in the UK so that you should be able to live somewhere else and visit the UK and claim from the NHS for life? 5 years would get you British citizenship, is that enough? How about if you were born in the UK and only worked for a few years then left, is that enough? What about someone who has been out of the UK for 30 years? In some cases maybe the rules aren't morally correct, but unfortunately rules like this have to be black and white.

(and without fear of being called a cheat by an opinionated coward hiding behind his monitor and keyboard)

My opinions are based on the law. Based on your thoughts it seems as I haven't got full value for the amount of taxes I've paid I ought to be claiming for things I am not entitled to.

BTW everyone on the internet is in 'hiding' including you.

[JimOttley]

So exactly how many years do you need to have been in the UK so that you should be able to live somewhere else and visit the UK and claim from the NHS for life? 5 years would get you British citizenship, is that enough? How about if you were born in the UK and only worked for a few years then left, is that enough? What about someone who has been out of the UK for 30 years? In some cases maybe the rules aren't morally correct, but unfortunately rules like this have to be black and white.

As I said if the home base has irrevocably changed, the person has sold up, has no UK taxable assets or business, has upped and left, then yes under current rules they should not really expect treatment as a tourist.

But I think in many cases the rules are not morally correct and certainly in the case of pensioners who have contributed all of their lives I think it is just wrong.

I think my problem with all this, is that I don't think the rules have to be black & white, rules like this are usually black & white because someone can't be bothered to think up something better.

I don't think retired pensioners should be refused treatment because they choose to retire abroad, they get their pension abroad so why should they not come home to get treatment now and then.

For the rest of us I think the one year limit is restrictive, if you are going to have charges they could be scaled on an accumulated contributions basis, that would be fairer to everyone. There are many different ways you could implement this, you could retain the arbitrary absence period but scale the charges on an accumulated contributions basis, or you could scale the allowed time out of the country based on contributions history, I'm sure people could think up many other ways that would be more in the spirit of the NI system.

Whenever people suggest things like this there is always the old "oh well, it's too hard to administer" argument, well it shouldn't be too hard, I mean how hard is it to do a bit of arithmetic, we have computers for that.

Just my thoughts.


Jim