as they said patience is a virtue.Everybody in here have to sacrifice for their love ones and that`s not excluded you.If you`re to ask me I would say I would save for the visa coz then its a sensible option to do.I know you can`t wait to see your misses as every fellow or mrs here suffered the same when they were on your shoes but then the wait would be much worth it at the end.Its good to know that your other half understand the situation but if you think you prefer to visit her its entirely up to youGoodluck!