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  1. #1
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    Also, if the car is insured as "any driver" this is only as third party cover, not comprehensive, so best to make sure anyone driving is a "named driver" ifthe car is of significant value...

    I am almost certain that is not correct but as I live in Spain, and its a Sunday, its not so easy to check it out, maybe someone in UK could call their insurance company and and ask, or someone with full comp wit any driver could read their policy.

    Pete, what you may have been confused with is, in UK when one has insurance cover they ae insured to drive 'any other car not owned by them or on hire purchase to them.' When they do so their insurance company will only cover them for third party. A pal of mine ( a police officer) wrote off a car he had borrowed and then found his 'full comp' did not cover him.


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    Quote Originally Posted by johncar54 View Post
    Also, if the car is insured as "any driver" this is only as third party cover, not comprehensive, so best to make sure anyone driving is a "named driver" ifthe car is of significant value...

    I am almost certain that is not correct but as I live in Spain, and its a Sunday, its not so easy to check it out, maybe someone in UK could call their insurance company and and ask, or someone with full comp wit any driver could read their policy.

    Pete, what you may have been confused with is, in UK when one has insurance cover they ae insured to drive 'any other car not owned by them or on hire purchase to them.' When they do so their insurance company will only cover them for third party. A pal of mine ( a police officer) wrote off a car he had borrowed and then found his 'full comp' did not cover him.
    Doesn't sound right to me either, though I guess it would be down to the terms of the insurance you took out. I know in the past there was some any driver policies where the cover was downgraded to 3rd party if the driver was under 25.

    Not sure whether it's normal for any driver insurance policies to cover drivers without full UK driving licenses.


  3. #3
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    Quote Originally Posted by johncar54 View Post
    Also, if the car is insured as "any driver" this is only as third party cover, not comprehensive, so best to make sure anyone driving is a "named driver" ifthe car is of significant value...

    I am almost certain that is not correct but as I live in Spain, and its a Sunday, its not so easy to check it out, maybe someone in UK could call their insurance company and and ask, or someone with full comp wit any driver could read their policy.

    Pete, what you may have been confused with is, in UK when one has insurance cover they ae insured to drive 'any other car not owned by them or on hire purchase to them.' When they do so their insurance company will only cover them for third party. A pal of mine ( a police officer) wrote off a car he had borrowed and then found his 'full comp' did not cover him.

    Ah yes, I do believe you are correct, was thinking if you did already have cover to drive your own car and borrowed someone else's..
    Thanks for that,


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