Yeah, you and the Bank agree to terms and conditions... and then the bank changes the terms and conditions. Originally money transfer UK to Philippines 10 Pounds - next day 20 pounds = 100% rise. In Philippines you had to keep a 5000 peso balance, next day it is up to 25.000.

The banks have behaved in the most thoroughly short-sighted and unruly manner for years. As soon as their schemes go pear-shaped they start hitting the poor saver.

The banks are filthy scum. Everyone laughed when the miners were sacked and the manufacturing base closed down in this country. Now the evil is coming for the white-collared workers... and you expect me to be sad. I am very sorry, but I don't give a fig about the arrogant bunch of toe-rags.