Bank Charges

[walesrob]

But don't the banks also need a lesson in responsibilty Irresponsible lending Letting people go over their overdraft limit. Never been charged myself, if I did I'd be thinking £35 fine is taking the

You highlight the problem with the way people think. It's not the bank who is wrong, its the idiot taking out a credit card then maxing it out, then crying foul when the charges start coming. Banks and credit cards DONT force you to use their services, they DONT force you to go over the overdraft. I know, aint that weird, people taking responsibilty, who'd have thought.

[keithAngel]

You highlight the problem with the way people think. It's not the bank who is wrong, its the idiot taking out a credit card then maxing it out, then crying foul when the charges start coming. Banks and credit cards DONT force you to use their services, they DONT force you to go over the overdraft. I know, aint that weird, people taking responsibilty, who'd have thought.

I think it was the banks Rob who had a "unauthorised overdraught " recently that we all got stuck with perhaps we should all send them weekly letters demanding £30 till its paid back I certainly wasnt asked