That;s exactly what I did ... Simple.
Questions should be raised about what rights the banks should have.
Soon there will be no cash - soon all employers will have to pay to bank accounts. When you have no choice about having a bank account, then the regulation of the banks should reflect the necessity.
Please don't talk about free markets and good deals - It is all rigged by them. They buy the politicians of both sides and get laws passed to give them rights they should not have.