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Thread: Savings, Jobs, and Settlement (Spousal) Visa

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    Savings, Jobs, and Settlement (Spousal) Visa

    Hi everyone

    It's been a long time since I've been here. I've been looking for a job - and it's very very hard to find one.

    Now, I have a question ... regarding spousal visas ...

    If I have several thousand pounds in credit in my bank account (like 5 thousand) and 6 decent months of bank statements,...

    If I haven't found a job by then ... would I get rejected on the basis of being unemployed?

    Thanks in advance to everyone.

    Jim.



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    Moderator joebloggs's Avatar
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    bit risky, especially with the job situation now,
    as you've already said you've been looking for a while and not found a job, the ECO could say your savings will not last long to support you both in the uk and your wife might need recourse to public funds..

    take any job, as long as you have a few payslips your chances of getting the visa increase.


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    Quote Originally Posted by joebloggs View Post
    bit risky, especially with the job situation now,
    as you've already said you've been looking for a while and not found a job, the ECO could say your savings will not last long to support you both in the uk and your wife might need recourse to public funds..

    take any job, as long as you have a few payslips your chances of getting the visa increase.
    l'll try my best ...

    I've got an interview coming up on tuesday! I just hope it goes well.

    Is it ok if I only have a couple of payslips, like if I have to wait for 3 months to get a job, is it ok if i only have like 3 payslips?


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    Moderator Arthur Little's Avatar
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    Quote Originally Posted by James Hubbard View Post
    l'll try my best ...

    I've got an interview coming up on tuesday! I just hope it goes well.

    Is it ok if I only have a couple of payslips, like if I have to wait for 3 months to get a job, is it ok if i only have like 3 payslips?
    Nice to see you back again, Jim. And I wish you all the very best for Tuesday's interview.

    As regards the spousal visa, I'm hesitant to speculate further at this stage ... in the light of what Joe has said. But it might be of some comfort to you to learn that my wife, Myrna was granted hers ... in spite of me being a retiree when she applied last January. Keep us posted, my friend.


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    Hi James! Welcome back!

    Please don't take the risk! Take your time to apply for a good job.
    I know you can make it!
    If you found one, wait another few months.
    Goodluck and welcome back to UK.


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    Moderator joebloggs's Avatar
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    Salary slips for at least the previous 3 months, preferably the previous 6 months and 6 months bank statements you should be ok.


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    Respected Member whiteraven's Avatar
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    Quote Originally Posted by joebloggs View Post
    Salary slips for at least the previous 3 months, preferably the previous 6 months and 6 months bank statements you should be ok.
    i took any job and waited a year before i applied just to get everything right. take any old job and claim tax credits to increase your income


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    Respected Member keithAngel's Avatar
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    You don't say what type of work you do but as a creative aside you could form a ltd company lend it £4000 as a Directors loan and pay yourself as an employee(Director) re-loaning as necessary and voila regular payslips
    Absit invidia

    DISCLAIMER: The information hereinabove may or may not be entirely accurate, relevant, forthright, verifiable, or coherent. KeithAngel, who shall herein be refered to as the 'Shining Beacon of Light', reserves the right to neither confirm, deny, justify, explain, or otherwise acknowledge any inquiry in regards to the validity, genuinity, construction, intent, and/or motive of any statements, gestures, and/or actions whether real, imagined, or transdimensional in origin. Further, the 'Shining Beacon of Light' shall be absolved of any and all legal, moral, and financial responsibilities for damages to life, limb, character, reputation, property, and/or business resulting from the usage, assimilation, incorporation, replication, and/or distribution of said statements whether partial, complete, misquoted, or imagined. This disclaimer remains in effect despite any discrepancies or claims as to its legibility, comprehension, interpretation, subliminal suggestiveness, political affiliation, legality, visibility, and/or physical presence


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    Respected Member liane's Avatar
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    Hi Jim, glad to hear from you.
    Good luck on your job interview
    Though you do not write books, you are the writer of your life. Because everything depends on YOU.


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    Quote Originally Posted by keithAngel View Post
    You don't say what type of work you do but as a creative aside you could form a ltd company lend it £4000 as a Directors loan and pay yourself as an employee(Director) re-loaning as necessary and voila regular payslips

    Sounds a good idea - sorry if I sound cynical, I suspect the Immigration officials would require annual accounts, statements from Accountants etc

    I still think the best wheeze would be to set up a bogus college in your spare bedroom then get your wife in on a "student" visa. It obviously works as between June and August 2009 the British High Commissions in Mumbai, New Delhi and Dhaka issued 19950 "student" visas.


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    Respected Member keithAngel's Avatar
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    Quote Originally Posted by Dedworth View Post
    Sounds a good idea - sorry if I sound cynical, I suspect the Immigration officials would require annual accounts, statements from Accountants etc
    Company Directors are employees of a company P.A.Y.E (and receive payslips)and a new company doesnt file accounts untill 18 months after it begins to trade
    Absit invidia

    DISCLAIMER: The information hereinabove may or may not be entirely accurate, relevant, forthright, verifiable, or coherent. KeithAngel, who shall herein be refered to as the 'Shining Beacon of Light', reserves the right to neither confirm, deny, justify, explain, or otherwise acknowledge any inquiry in regards to the validity, genuinity, construction, intent, and/or motive of any statements, gestures, and/or actions whether real, imagined, or transdimensional in origin. Further, the 'Shining Beacon of Light' shall be absolved of any and all legal, moral, and financial responsibilities for damages to life, limb, character, reputation, property, and/or business resulting from the usage, assimilation, incorporation, replication, and/or distribution of said statements whether partial, complete, misquoted, or imagined. This disclaimer remains in effect despite any discrepancies or claims as to its legibility, comprehension, interpretation, subliminal suggestiveness, political affiliation, legality, visibility, and/or physical presence


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    i actually thought about doing the Ltd Company thing, but I want to know if it's a good idea (from others here).

    Many Thanks

    Jim.


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    Moderator Arthur Little's Avatar
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    Quote Originally Posted by Dedworth View Post
    I still think the best wheeze would be to set up a bogus college in your spare bedroom then get your wife in on a "student" visa. It obviously works as between June and August 2009 the British High Commissions in Mumbai, New Delhi and Dhaka issued 19950 "student" visas.
    Hmm ... all well and good, BUT ... I'm sure I either read somewhere [or maybe just heard!] that the British Goverment intends to clamp down on the number of "Student" Visas. WHEN this policy will take effect, though ... I've no clear idea!

    To be perfectly honest, I'd have thought that five grand in savings and 6 months worth of bank statements would've given someone a head start! But, like I said earlier to Jim, I was reluctant to speculate on his situation.


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    I'm looking into starting a ltd company because I have some marketable abilities anyway. I can just put in a directors loan in the mean time and I have payslips, all the while, I can have a vehicle to put my marketable skills into! Hmmm, I think it's worth doing if the interview doesn't end well for me on Tuesday. Kind of a Plan B.


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    Quote Originally Posted by Arthur Little View Post
    Hmm ... all well and good, BUT ... I'm sure I either read somewhere [or maybe just heard!] that the British Goverment intends to clamp down on the number of "Student" Visas. WHEN this policy will take effect, though ... I've no clear idea!
    It took effect 1 year ago and the result of this farcical crackdown was a tripling in the number of student visas issued. All is revealed in the link at the start here http://filipinaroses.com/showthread.php?t=20627


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    Quote Originally Posted by Dedworth View Post
    I still think the best wheeze would be to set up a bogus college in your spare bedroom then get your wife in on a "student" visa. It obviously works as between June and August 2009 the British High Commissions in Mumbai, New Delhi and Dhaka issued 19950 "student" visas.
    To be able to sponsor a student visa you need to become a licensed education provider, and though as I guess some 'bogus' colleges have got licenses it would be possible to get a license it seems a lot of effort to go through. Especially as if they did perform any sort of inspection (which they are likely to if you only sponsored one student...) you'd fail it.

    Quote Originally Posted by James Hubbard View Post
    I'm looking into starting a ltd company because I have some marketable abilities anyway. I can just put in a directors loan in the mean time and I have payslips, all the while, I can have a vehicle to put my marketable skills into! Hmmm, I think it's worth doing if the interview doesn't end well for me on Tuesday. Kind of a Plan B.
    If you can genuinely get a company up and running that can have enough turnover in the first month or so to pay yourself a salary, then that sounds a good plan.

    If though you are planning to start a company just to move your own money in and out of to pretend you have a income then I would think very carefully before going down that path. In my mind that is trying to obtain a visa through deception, which if caught could result in a long ban for your wife.


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    Moderator joebloggs's Avatar
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    Quote Originally Posted by darren-b View Post
    In my mind that is trying to obtain a visa through deception, which if caught could result in a long ban for your wife.
    one of a few ways a spouse can face a ban is by trying to obtain a visa using deception.

    if your fiancee is refused. appeal if you think you have good evidence to over turn it, else re-apply with stronger evidence or get wed.

    it's not worth wasting your time on other ways, when it might cause even more problems

    have you lived in the phils with your fiancée ? if so for how long ?


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    Moderator joebloggs's Avatar
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    Quote Originally Posted by darren-b View Post
    In my mind that is trying to obtain a visa through deception, which if caught could result in a long ban for your wife.
    one of a few ways a spouse can face a ban is by trying to obtain a visa using deception.

    if your fiancée is refused. appeal if you think you have good evidence to over turn it, else re-apply with stronger evidence or get wed.

    it's not worth wasting your time on other ways, when it might cause even more problems

    have you lived in the phils with your fiancée ? if so for how long ?


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    Quote Originally Posted by darren-b View Post


    If you can genuinely get a company up and running that can have enough turnover in the first month or so to pay yourself a salary, then that sounds a good plan.

    If though you are planning to start a company just to move your own money in and out of to pretend you have a income then I would think very carefully before going down that path. In my mind that is trying to obtain a visa through deception, which if caught could result in a long ban for your wife.

    If some of the money that goes through the business is from a directors loan, then I don't see how it's deceptive. I see it as investing money into the business that is later paid as salary. It's really not like recycling money. Although, I do have a few people interested in a business I have been thinking of setting up. Only a few people though.

    Maybe I should start my company with a directors' loan, and then, when the company's funds are low, I can loan to the company again, until it gets on its feet.

    Meanwhile, I shall still be able to draw a salary and add to my savings.

    Does that sound sensible?


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    Quote Originally Posted by joebloggs View Post
    one of a few ways a spouse can face a ban is by trying to obtain a visa using deception.

    if your fiancée is refused. appeal if you think you have good evidence to over turn it, else re-apply with stronger evidence or get wed.

    it's not worth wasting your time on other ways, when it might cause even more problems

    have you lived in the phils with your fiancée ? if so for how long ?
    Hi Joe. Actually I am married, and we lived together for a year, and just over 10 of those months we were married.


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    Quote Originally Posted by James Hubbard View Post
    If some of the money that goes through the business is from a directors loan, then I don't see how it's deceptive. I see it as investing money into the business that is later paid as salary. It's really not like recycling money. Although, I do have a few people interested in a business I have been thinking of setting up. Only a few people though.

    Maybe I should start my company with a directors' loan, and then, when the company's funds are low, I can loan to the company again, until it gets on its feet.

    Meanwhile, I shall still be able to draw a salary and add to my savings.

    Does that sound sensible?
    I tend to side with jb on the deception angle, none of these ideas are new and it would be common knowledge if it was a winnable method. I think they would view it as a sham company and start asking for evidence of trading, business bank accounts (try opening one it's not easy), statements from Accountants.


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    Quote Originally Posted by Dedworth View Post
    I tend to side with jb on the deception angle, none of these ideas are new and it would be common knowledge if it was a winnable method. I think they would view it as a sham company and start asking for evidence of trading, business bank accounts (try opening one it's not easy), statements from Accountants.

    Thanks Joe, Darren and Dedworth.

    so it's probably not worth it is what you're telling me?

    ....

    well, it was worth thinking about

    thanks for your advice so far. I love this forum


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    Quote Originally Posted by James Hubbard View Post
    Thanks Joe, Darren and Dedworth.

    so it's probably not worth it is what you're telling me?
    Only my opinion James - god luck in the battle against officialdom


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    Moderator joebloggs's Avatar
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    Quote Originally Posted by James Hubbard View Post
    Hi Joe. Actually I am married, and we lived together for a year, and just over 10 of those months we were married.
    sorry i got you mixed up with someone else

    If the sponsor (co-sponsor) is self-employed, owns his own company, or if the sponsor (co-sponsor) does not work, then the employment contract and P60 can be substituted with certified copies of the previous two years' tax returns accompanied by a notarized version of his business accounts.

    if i was you, i would accept the first job your offered, get at least 3 pay slips and apply for a spouse visa,

    can you live with your parents ? and would they write a letter to sponsor your wife's accommodation ? so you wouldn't need to pay rent.

    you have enough savings,
    you've been married a while so the embassy should not say your relationship is not genuine,

    so you just need a place for her to live (if you haven't already) and a job


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    can you live with your parents ? and would they write a letter to sponsor your wife's accommodation ? so you wouldn't need to pay rent.
    I knew a couple who had they're spouse visa approved this way, still living with his parents as far as I know.


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    Quote Originally Posted by joebloggs View Post
    sorry i got you mixed up with someone else

    If the sponsor (co-sponsor) is self-employed, owns his own company, or if the sponsor (co-sponsor) does not work, then the employment contract and P60 can be substituted with certified copies of the previous two years' tax returns accompanied by a notarized version of his business accounts.

    if i was you, i would accept the first job your offered, get at least 3 pay slips and apply for a spouse visa,

    can you live with your parents ? and would they write a letter to sponsor your wife's accommodation ? so you wouldn't need to pay rent.

    you have enough savings,
    you've been married a while so the embassy should not say your relationship is not genuine,

    so you just need a place for her to live (if you haven't already) and a job

    Hi Joe, I own my house - outright, no mortgage.

    All I need now is the job! I'll accept the first offer i get, it's just getting that bloomin offer now ... it used to be a lot easier than this ... but thanks to the crunch, and it's very difficult now


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    Moderator Arthur Little's Avatar
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    Quote Originally Posted by James Hubbard View Post
    Hi Joe, I own my house - outright, no mortgage.
    Another BIG plus factor ... no doubt about that!


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    Moderator Arthur Little's Avatar
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    Quote Originally Posted by James Hubbard View Post
    All I need now is the job! I'll accept the first offer i get, it's just getting that bloomin offer now ... :
    ... let's see what tomorrow's interview brings ... you never know your luck!


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    Quote Originally Posted by Arthur Little View Post
    ... let's see what tomorrow's interview brings ... you never know your luck!

    Well, I just got a confirmation call, there are 6 people shortlisted for this team leader role job tomorrow ... and there will be 3 definite job offers made (so I got 50% chance of getting a job) ... and then if there are 4 or 5 good candidates who get a good enough score, then they may be willing to open up a few extra posts.

    It's a very cash rich company who can do that sort of thing.

    Thanks everyone for your wonderful encouragement. I really appreciate everything.

    As for owning my own house ... that's how I was able to live in the Philippines for a year - I had tennants.

    But now, I'm back living in my house. It's a 4 bedroom house that's fairly spacious. I am very priveleged - at my age - to own this.

    This means that even if I do eventually end up with a job that doesn't pay a huge amount, my living expenses are really small.

    Own house, no mortgage, Own car - no monthly payments, cheap insurance, cheap to fuel. It'll be a beautiful life when I have my job and my wife here, then ... life will be great we need NOTHING else

    Again, thanks to everyone for the help and the nice words



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    Moderator joebloggs's Avatar
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    Quote Originally Posted by James Hubbard View Post
    Well, I just got a confirmation call, there are 6 people shortlisted for this team leader role job tomorrow ... and there will be 3 definite job offers made (so I got 50% chance of getting a job) ...

    It'll be a beautiful life when I have my job and my wife here, then ... life will be great we need NOTHING else

    Again, thanks to everyone for the help and the nice words



    and it will be a beautiful life when my misses gets a full time job , i'm getting ready to clear space for a 52" plasma tv which i'll buy with her wages

    maybe not

    good luck


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