I am on a NHS pension, my bank account is never overdrawn, and I can pay all bills each month (with bank statements to prove it), I don't use credit cards, but I don't have £2000 "savings" in my bank account. I have copies of Western Union payments made monthly to support my fiancee, also e mails and I have retained text messages. I'm hopeful that will allow us to obtain a fiance visa. I do have £585 for the visa and of course I'm budgeting to pay for a flight to the Philippines and subsistence while I'm there, hopefully for 3 weeks with my fiancee in April. Does this seem reasonable? Thanks as always for your advice.