It comes across as though you're looking for reasons not to visit her. It seems she's looking for a husband and your happy to be just penpals.

I know people have said before that a lot of Filipinas want action and the guy to prove what he feels and going to see them etc. The thing is, I don't want someone to want me just because I have gone to see them, I want them to want me because of how I am and that they have fallen for me.
Catch 22. Hows she's going to fall for you without meeting you in person

To make going even more slightly worrying, I have been in contact with British girls over here before from dating sites. We have got on great, chatted on the phone, etc etc, then met up and they have acted differently or once we have met, then not wanted to see me again. It's a lot of money to spend if once you have met, they still only see you as a friend, but would be easier to go and see them if you know that they felt for you a lot and maybe even love you a bit.
He who is not courageous enough to take risks will accomplish nothing in life. - Muhammad Ali

I'd recommend reading some of Sim's older threads, where he got out there asap coz he thought he might lose his girl, then take a look at his wedding pics