Thank you for your advice, that is good news.
I do have savings, but I am not sure I have enough to go to the Philippines and apply for the visa (I am planning to use a lawyer as well), as buying the flat has taken a lot of my disposable income away, but i still have enough to support the both of us comfortablly.
Ideally I would like to go the Phillipines in March and then Marissa can submit her application then.
She is geniuine, she owns and runs a clothes shop in Cavite and owns her own house which she has had for 10 years. Her business was not declared until a year ago, could that be an issue? Also she does not have a bank account. I have also met her aunt, cousin and younger sister.
She has been abroad before to Dubai, Indonesia and China as well as Hong Kong, where her sister lives.
Andrew