3 points wont affect your insurance that much, if at all. To be honest, I would pay the fine and live with the 3 points for the next 4 years. As I said, it was more likely he gave the FPN for some traffic violation.
I had 3 points in January 2006 for a speed camera on the M4 (J41 Port Talbot) in a restricted 50mph zone, and would you know, a year later later the camera was removed as it was causing accidents at a nearby junctionhttp://www.speedcameras.org/speed-ca...cle.php?id=131 I still kept the points though, they wouldn't remove them, and would you believe it, I now gotta pay £20 to have those points removed from my licence, even though they have expired.
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Don't bet on itI jumped a red light 3 yrs ago camera showed I crossed the line at some low speed like 20mph one second too late - car was loaded with loose boxes so I didn't emergency stop. 3 points £60 fine - Direct Line loaded my premium by £70 per year for each of the 3 years
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