I don't blame you for thinking this as with the stores that we hear, it's only natural to wonder if a similar thing is starting to happen. With Suzie the girl that I was in contact with, she had mentioned things like he had bad wisdom toothache, but couldn't afford to get it looked at, she needed a fancy dress for her works Xmas do, but couldn't afford a new one and that they had money worries after her Dad had died. Like you, I wasn't sure if she was hinting at me sending money or not, but after what I have read hear and many other places, I wasn't going to send her money before seeing her.
I did however send her & her family a large parcel for Xmas & her Birthday in December which did cost me a lot. Then after Xmas she went quiet and it eventually turned out that a Danish guy had gone to see her, stayed with her and she said that she is in love with him, has found the love of her life and will be getting married soon! So all the thought, effort and money (about £420 with the courier, customs & VAT and item value-I had no idea that I had sent so much or that the courier, customs & VAT would be so much) was completely wasted and I was left quite hurt.
Just because you didn't meet on a dating site, does not mean that she hasn't been on them or that she isn't thinking like some Filipinos that all people in the west are loaded as we earn so much more. Yes, we earn lots more, but the cost of living is a lot higher too.
If I was you, I'd let things run, see what she says, be cautious, don't send any money until after you see her and see that she is genuine/the right girl for you. Some guys on hear have offered money to their girl and they have refused to accept any, even though they might really need it. That's when you know that she is not after your money and the type of girl that you want.She might never ask and you could be worrying over nothing as well of course.
If you wish to read them, these are my threads about sending the parcel: http://filipinaroses.com/showthread.php?t=20825 and when I was worrying when I hadn't heard from her & what happened: http://filipinaroses.com/showthread.php?t=21444 (sorry that that thread is very long!). After her being a bit quiet and reasons not to speak, with what happened to me, I'd be a bit worried, but of course it could all be genuine- it's one of the problems/worries with LDR's!