Alan this is quite troubling to read?
You've sort of got yourself into a mess, you should never have got into.
I'm not sure of some of the above figures, travelling electricity etc.? Do you mean every month???
Once you start giving, it becomes impossible to stop, which in turn becomes a vicious circle, as you now struggle, to afford a trip out there.
You don't owe anybody anything, at least until you have met.