Quote Originally Posted by English Rose View Post
The mortgage is a worry because interest rates are at an all time low and when they rise my repayments will be four times as much." (True if you've got a tracker mortgage.)
If she stops writing, you'll know she was only after your money.
I hope this helps!
Or you could say that although the interest rates are low at the moment, when you got there's they were still high and had not come down yet, so you are still stuck on a high one. This is the truth about mine and it's very frustrating! I took the advice of all the experts and got a fixed one for 3 years just before they started to come down & down-so even the experts gave rubbish advice!