It's NOT a stupid question... with such a lot to think about, you're bound to be feeling a bit edgy at this time. To be honest, I don't really know the answer to what you're asking ... because my Myrna and I were BOTH in the Phils when she and I completed our respective parts - which, naturally enough, made it easier. Hopefully, though, someone else WILL be able to give you a more definite reply and, once again, my very best wishes.