also rob, you know how people have taken banks to court for charging people £35 for sending a letter they are over drawn etc, and they win in court because the bank is making money from it and cannot justify the charge, i want a break down of the cost of visa's from the gov, how can processing cost £350 ? when you can get a passport or driving license for less than £70 !!! and if you go same day and get a visa in a couple of hours and they charge you a mere £500 !!!! for processing !! they must be making a hell of amount of money from this con, and forcing people to pay these ridiculous charges..