hi whats the best way to send money to the philippines , or is there a bank that i can have accounts here and there and just transfer that way , i have looked but all want to much money to do this , i hate giving them money when i know my partner wants it more, steve
Originally Posted by stevewool
you can do a transfer to her account from yours the charges vary from bank to bank tho.
mine charges £10 but they convert into pesos at this end so they make money both ways
might be worth sending in sterling but watch out for a higher transfer cost they get you all bloody ways-i have been sending £1,000 a month recently and along with the declining pound my mrs has been getting less everytime- tho i think she thinks i am getting meaner
an WU are as bad- the higher the amount you send the higher their charges
£1,000.00 pounds a months???you can do a transfer to her account from yours the charges vary from bank to bank tho.
mine charges £10 but they convert into pesos at this end so they make money both ways
might be worth sending in sterling but watch out for a higher transfer cost they get you all bloody ways-i have been sending £1,000 a month recently and along with the declining pound my mrs has been getting less everytime- tho i think she thinks i am getting meaner
an WU are as bad- the higher the amount you send the higher their charges
wow she was lucky?
Hi
I transfer money to my wife in the Philippines using a Caxton FX card. I have a Primary card in my name and a secondary card in her name both using the same account. I simply 'load' the card with £ this end and she uses an ATM at the other end or shops with the card over there. charges are 2.5% which is fine for smallish amounts. The advantage of this is the money is instantly available for her to withdraw within minutes of me loading the card.
For larger amounts, like paying for 2 visas recently, I transferred money directly from my account with HSBC to hers in the BDO. Charges were about £25 this end and another 200pesos on arrival i believe.
YOu could try BPI or PNB.they have branches in Earls Court.I am using both BPI and PNB.Im using BPI coz their transfer rate is 5 pounds whatever the amount.I use PNB when thier rate is quite higher than BPI.
all cash transactions with PNB is now free up to £1k... if you live in london you can just go to the bank pay it in cas you dont get charged
God grant me the serenity to accept the things i cannot change, the courage to change the things i can and the wisdom to hide the bodies of those people i had to kill because they pissed me off.
just realised how that reads£1,000.00 pounds a months???
wow she was lucky?
before Xmas it was money for the wedding etc an after for the visa fee along with her allowance until she gets here.
I aint flush by any means lol
Nationwide flex account with a CASH CARD.
Withdrawal are FREE, that also applies to Phil as long as an ATM with a a VISA symbol is used.
The exchange rate with Nationwide is just a fraction less than the inter bank rate.
We have a couple of accounts with Nationwide so we go on line transfer the sum to the account with the CASH CARD and immediately the relatives in Phil can draw the money.
Good idea
there was talk here that nationwide were going to charge 1% I still like caxton 2.5 % and best exchange rates
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It does not apply to CASH CARDS.there was talk here that nationwide were going to charge 1% I still like caxton 2.5 % and best exchange rates
But as I said, an ATM with the 'Visa' symbol must be used otherwise there is a charge by the bank in Philippines. I have confirmed this with BPI and Metrobank.
There is a web site which shows where visa ATMs are worldwide. If you show the country and the town/city it will show where the VISA ATMs are:- http://visa.via.infonow.net/locator/global/
I understand Nationwide do charge for Debit Cards etc. although not in Europe. I use my debit card in Spain, no charge.
PS This has been covered quite fully before. I do not know how to make a link to the thread but a search on 'Currency to take to Phils' will find it.
Please see this thread:-
Nationwide abolishing cash card for us !!!!
How do you send money to Philippines using Paypal?
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we're using HSBC bank to transfer money. We both have HSBC bank account. It is past compare to other bank. She can open pounds account as well..regarding atm withdrawal charges...it is free of charge.
You can send money to anyone with an email address via paypal, so long as they have a bank account they can withdraw it. But it takes a while to transfer it from their paypal into their bank
about 3-5 days with union bankYou can send money to anyone with an email address via paypal, so long as they have a bank account they can withdraw it. But it takes a while to transfer it from their paypal into their bank
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