John the costs are set out clearly the Exchange rates are very good compare the examples on there dollar and euro conversions I used the cards (two) last year for 6 months in the Phils at mostly metro banks and they never failed Fred seems to have had a different experience
I also used them online to book cebu pacific last year when visa wouldnt work and could load them by phone text or on line the money seems pretty instant
I was also lucky to make a bit in 08-09 as i preloaded dollars at 1.90 befor the run down to 1.43 they didnt have the sterling card then
Absit invidia
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