Hi,
I am planning one day to live in the Phils when any children that we have are educated in the UK to a good level, or I get totally disillusioned with the UK lifestyle and stress levels.
Obviously we must have good savings beforehand to support us later and life insurance would be a must also.
We would have to monitor the exchange rates over the years too.
It is a long way off but I was wondering how many other people here want to live over there too?
Brgds
Ive been twice now, and seen the good and bad of the country to a point. Id be there like a shot tomorrow if I could, our plan is that when we are settled we will eventually like to split our time between here and the Phils.
No plans to move to the Phils while I have small children in the Uk, am still working here and have a good job. If my situation changes for the worse in the future, I would consider it, or at least on a part time basis, but probably after retirement, which is still a long way off yet.
Sometimes I think it would be better to live there when you are younger, then come back here when you are older....How you do it financially, I don't know?
I'm a bit dubious of the notion...wait until you retire, we don't all get that far?
Hey, some of us have made it alreadyOriginally Posted by Sim11UK
I'm a bit dubious of the notion...wait until you retire, we don't all get that far?Keep taking the tablets !
Which ones, the homeopathic ones???Hey, some of us have made it already
Good points, Sim11UK.Sometimes I think it would be better to live there when you are younger, then come back here when you are older....How you do it financially, I don't know?
I'm a bit dubious of the notion...wait until you retire, we don't all get that far?
I suppose most of us work in the UK while we are "young" and can earn money when we are fit and able, to pay for retirement.
As it seems almost impossible to earn money in the Phils, it seems to me hard to go sooner rather than later?
As another who has already 'made it' ... in terms of being retired, that is ... I'd have to say, "Sorry, count ME out!". And yes, having reached this elderlystage of my life, I'm grateful for the existence of the British NHS. But there's an infinitely more important reason for my reluctance to uproot - one which I explained to another [middle-aged] British chap whom I befriended when I first visited the Phils in 2008, and who, having decided to remain there for the rest of his life ... tried, in vain, to entice me into doing likewise - and it's simply this: I couldn't bear the thought of being separated from my immediate family and miss watching my grandchildren grow up.
And last ... though not necessarily least ... I don't think my body would ever be able to adjust to either the constant humidity or the food (no offence!) - even though the people themselves are lovely!!
Do you think that paying for your childrens' education in the Phils would be a good idea, Englishman2010?
It isn't an option for me. My ex wife will get custody of the children, and I also feel they will be better off with her as I work long hours and can't dedicate enough time to properly care for them during the week. I would not dream of taking them abroad and away from their mother either. I strongly believe that children need regular contact with both parents, so for that reason I am stuck here for a long time
Do you have any children or are you planning to have any, laurel?
Yes we both have kids..........there wont be any morewe are waiting for a decision on the annulment and then we can move on
It's easy to fall in love with the place after a couple of weeks on holiday and think you could spend all year round there, thats why I'm off for a couple months in a few weeks. I want to dip my toe in the water a few times before I decide about spending the rest of my days out there. Besides, I have 2 kids here and it wouldnt be until they're grown up I'd make the move, something I see myself doing when I'm in my 40s. Ideally, like Laurel, I'd split my time between the two countries, perhaps spending summers here in the UK.
It's all about the finances though
Yep, and the exchange rate......It's all about the finances though
My wife said it would be a good idea for us to keep some property in the UK in case it all went pear-shaped over there.
I think she is right. It is so difficult to come back and find somewhere to live again, especially knowing that any illness can be very costly over there if there is no health insurance
... that's certainly a viable option ... IF I/WE could afford it!
At least you can afford to live on a pension in the Philippines,not so in the UK.
Hi jonnijon,
This has crossed my mind recently too
Heres a thought that may stimulate some if your mortgage is near to finished relocate to a good tourist spot if your not already let your house as a tourist let via an agent for the summer (High income)storing your very personal stuff and use the income to fund 6 months initialy in the phils to see if you like it If you do the next season add a winter let and bingo income sorted and max of six months to get it back.
Part two pick a stunning location in the Phils build three smallish decca type houses £25 k ish (or if funds allow a big one for you and several small apartments)apply for permanent residence 13a import a container of carefully chosen household effects with no duty most of which can be found free or near offer on free cycle etc furnish said houses install wireless internet and rent short term to guys from forums like this one at around 10-11000 piso a month plus electric whilst living in one of them (there is a dearth of reasonable priced short term foriegner freindly property) This way you will never be short of an interesting conversation something to do or a pot of marmite
In time you might build more if demand is high or the properties could becomes homes for your kids there are spin offs like motor cycle rental and beer sales lol the part two is doable as a stand alone and could agument a pension you need to be gregarious of course
You do of course need to stay friends with the missus and in my case still find one lol as we cant own property there this way at all no matter what anyone says to the contrary also recieved wisdom says never settle on the same island as your fils family lol blah over
Absit invidia
DISCLAIMER: The information hereinabove may or may not be entirely accurate, relevant, forthright, verifiable, or coherent. KeithAngel, who shall herein be refered to as the 'Shining Beacon of Light', reserves the right to neither confirm, deny, justify, explain, or otherwise acknowledge any inquiry in regards to the validity, genuinity, construction, intent, and/or motive of any statements, gestures, and/or actions whether real, imagined, or transdimensional in origin. Further, the 'Shining Beacon of Light' shall be absolved of any and all legal, moral, and financial responsibilities for damages to life, limb, character, reputation, property, and/or business resulting from the usage, assimilation, incorporation, replication, and/or distribution of said statements whether partial, complete, misquoted, or imagined. This disclaimer remains in effect despite any discrepancies or claims as to its legibility, comprehension, interpretation, subliminal suggestiveness, political affiliation, legality, visibility, and/or physical presence
Does the UK pension get annual cost of living updates?
yes , UK pensioners living in the Philippines get their pension indexed annually
http://www.pensionsadvisoryservice.o...iving-overseas
UK State Pension annual increases
If you are living abroad on a permanent basis you may be entitled to the annual increase to your State Pension rates if you live in an EEA country*, Switzerland, or a country that has a reciprocal social security agreement with the UK**.
If you live abroad in any other country you will not receive an annual increase.
* The EEA countries are Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. The UK is also part of the EEA. UK means England, Scotland, Wales and Northern Ireland. Gibraltar is treated as another EEA country by the UK. Other EEA countries treat Gibraltar as part of the UK.
** Countries with reciprocal agreements are Barbados, Bermuda, Israel (the agreement with Israel applies to the territory administered by the Government of Israel on 19 July 1956), Jamaica, Jersey and Guernsey, Isle of Man, Mauritius, Philippines, Turkey, USA and the separate republics of the former Yugoslavia that are not EU Member States (Bosnia-Herzegovina, Croatia, Montenegro, the Republic of Macedonia and Serbia). Increases are also payable in Sark under the UK domestic legislation.
I lived over there with my (now) husband and our daughter for 14 months - I managed a bit of luck part-time work and she went to a local private school (don't tell!) which was better than the state schools, but very unimaginative -we came back precisely to get her an internationally valued education - if I could have afforded it in the Philippines it would have meant staying in Manila - another no no! Living in the provines for the last 3.5months was great and I would go back, but I'd need transport and some livestock!!
My husband arrives here April 1st - hopefully until our daughter finishes her education as a minimum, but if he's unhappy we'll have to think again - maybe he could do half and half for a few years - we may end up there anyway - being a single mum for so long I don't have a mortgage and will be unlikely to own a property her, I don't have a brilliant pension - so depending on the exchange rate it may eventually be any easy (and happy) choice!!!
Hi justchecking.
Thanks for your comments.
Can you tell me how much a good education costs in the Phils?
Are there no internationally recognized schools outside Manila?
We would love to move there so we are not living in a dream anymore.Hi,
I am planning one day to live in the Phils when any children that we have are educated in the UK to a good level, or I get totally disillusioned with the UK lifestyle and stress levels.
Obviously we must have good savings beforehand to support us later and life insurance would be a must also.
We would have to monitor the exchange rates over the years too.
It is a long way off but I was wondering how many other people here want to live over there too?
Brgds
Depends upon the place Arth. Try Baguio, Tagaytay, Majayjay and you will not feel the humidity.
My friend bought a farm in Majayjay and really love the place. http://www.costalesnaturefarms.com/ be back there soon!
Hi Apo! Brent International school is outside Manila. It is in Biñan Laguna, about 15 km. away from our city Santa Rosa.
http://www.brent.edu.ph/
Thanks for your reply, Penny.........Hi Apo! Brent International school is outside Manila. It is in Biñan Laguna, about 15 km. away from our city Santa Rosa.
http://www.brent.edu.ph/
I apologise for my ambiguous English.
What I should have typed was "are there many international schools apart from ones near Manila. On Cebu Island for example?"
Its almost impossible to say what amount/income would be doable if you wish to try and live here as the factors that it depends on (such as lifestyle and individual needs and wants are endless..
If I can assist with any enquiries regards the specific cost of item/service/accommodation/education etc I will try to answer if I can.
Prof Alan would be a great resource of this type of info as Keith mentioned..
Some sound advice and ideas here in Keith s post btw..Heres a thought that may stimulate some if your mortgage is near to finished relocate to a good tourist spot if your not already let your house as a tourist let via an agent for the summer (High income)storing your very personal stuff and use the income to fund 6 months initialy in the phils to see if you like it If you do the next season add a winter let and bingo income sorted and max of six months to get it back.
Part two pick a stunning location in the Phils build three smallish decca type houses £25 k ish (or if funds allow a big one for you and several small apartments)apply for permanent residence 13a import a container of carefully chosen household effects with no duty most of which can be found free or near offer on free cycle etc furnish said houses install wireless internet and rent short term to guys from forums like this one at around 10-11000 piso a month plus electric whilst living in one of them (there is a dearth of reasonable priced short term foriegner freindly property) This way you will never be short of an interesting conversation something to do or a pot of marmite
In time you might build more if demand is high or the properties could becomes homes for your kids there are spin offs like motor cycle rental and beer sales lol the part two is doable as a stand alone and could agument a pension you need to be gregarious of course
You do of course need to stay friends with the missus and in my case still find one lol as we cant own property there this way at all no matter what anyone says to the contrary also recieved wisdom says never settle on the same island as your fils family lol blah over
Any tips on finding a one bed furnished apartment in davao city next month would be much appreciated, and how much should I expect to pay for one?If I can assist with any enquiries regards the specific cost of item/service/accommodation/education etc I will try to answer if I can.
Damn..If you had said one bedroom unit in Cavite then I could have been of more help..
Here in Bohol one bed units go from anywhere between 7 to 15k monthly..Probably around the same in Davao.
Triple 5 I would suggest you join local forums in the phils and ask that give your duration and budjet
Absit invidia
DISCLAIMER: The information hereinabove may or may not be entirely accurate, relevant, forthright, verifiable, or coherent. KeithAngel, who shall herein be refered to as the 'Shining Beacon of Light', reserves the right to neither confirm, deny, justify, explain, or otherwise acknowledge any inquiry in regards to the validity, genuinity, construction, intent, and/or motive of any statements, gestures, and/or actions whether real, imagined, or transdimensional in origin. Further, the 'Shining Beacon of Light' shall be absolved of any and all legal, moral, and financial responsibilities for damages to life, limb, character, reputation, property, and/or business resulting from the usage, assimilation, incorporation, replication, and/or distribution of said statements whether partial, complete, misquoted, or imagined. This disclaimer remains in effect despite any discrepancies or claims as to its legibility, comprehension, interpretation, subliminal suggestiveness, political affiliation, legality, visibility, and/or physical presence
short stay or long stay? look round the city when you get there. expect to pay 5000 peso per month, depends on location etc
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