We've already bought a hectre of land in Dipolog , next step is to build our house (i'm going to be doing a Petchachelli and building it bit by bit). ETA for the house is 3 years finances allowing then we will gradually start to spend longer and longer there. I'm hoping to retire at 50 and live there , as has been said before, the pace of life, quality of life and lack of stress are superior to uk. Sad to say but true inmy experience.