Talking about insurance... i paid £2300 insurance for my mini cooper S convertible. ... i was so shocked when i got the insurance quote but too late, i paid the car already. the trick was, i couldnt get it from the dealer if there is no insurance... damn! nobody told me that insurance costs that much in the UK. Group 16E engine, plus having PH international driver's licence with 0 years "no claim"... very good combination.