On a simliar point. We live in Spain. My wife gets Spanish National Heath cover because she is my dependant (the UK pay around 4,000 euros a year for her cover and another £4,000 for mine). When I die my wife's cover will only continue for 12 months. After that she is 'on her own!' There is no automatic, non contributory, cover in Spain
Also, unless she is, I think over 59, as my widow, she will only get a one off payment of about £2,000, and then nothing.