"state pension" ? . . . .

[Ella]

Hi to all

Is it true that a Filipina with a British citizenship will upon retirement, have an entitlement to a state pension with a value at least 60% of her British husband’s state pension, even if she has never made any national insurance contributions (but has an NI number)?

[sparky]

guys- be worried- be very worried

i prefer questions about love and wanting to be together rather than what i am worth

[Ella]

guys- be worried- be very worried

i prefer questions about love and wanting to be together rather than what i am worth

Hahaha Guys you don't need to worry....
It was my husband old man told me this. I don't have any idea about pension scheme here in UK, thats why I asked anybody in the forum.

[Pete/London]

guys- be worried- be very worried

i prefer questions about love and wanting to be together rather than what i am worth

some of the questions I read on these forums make my toes curl

[Ella]

some of the questions I read on these forums make my toes curl

Heheh messages like this really make me smile
Awhile ago I felt sleep but now I'm wide awake

[RickyR]

I believe you'll be eligible for a minimum state pension regardless of NI contributions, and then your husbands contributions may affect yours, but the exact figures and how it works. I don't know. Also if you have children and are taking care of them full time, the government will issued you contibutions for that. Then the current system means that even if you don't have enough pension when you retire, you can claim income support to bring it upto a certain level. All very complex, and would need to see an advisor for proper information.
The big question is whether the state pension will still exist in the same way in 20-30 years time? And at what age you'll be able to claim it. The current system isn't working, people are living longer, more people claiming...
I personally have no intention of relying on a state pension, because I think it would only lead to dissapointment at current predictions.

[pennybarry]

Be patient!
Just wait your husband to grow older and have dementia.
Then, you'll have access of all what he has!
For the meantime, play your role!

[Sim11UK]

Be patient!
Just wait your husband to grow older and have dementia.
Then, you'll have access of all what he has!
For the meantime, play your role!

Penny I'm shocked at your reply.

[pennybarry]

Penny I'm shocked at your reply.

Ella makes me smile as she is too young to think about pension.

But then I like her being organise the future.

I wanna make her laugh!

[joebloggs]

Be patient!
Just wait your husband to grow older and have dementia.
Then, you'll have access of all what he has!
For the meantime, play your role!

my misses has access to all my money already, the thing is now she has a good paying job, i dont have access to her money
when she was spending my money she use to say 'oh its only money' but now its her money

[Sim11UK]

I wanna make her laugh!

You always make me laugh, you come out with some really funny things...Keep 'em coming!

[Sim11UK]

my misses has access to all my money already, the thing is now she has a good paying job, i dont have access to her money
when she was spending my money she use to say 'oh its only money' but now its her money

The future dosen't look good Joe... You're surplus to requirements now.

[joebloggs]

The future dosen't look good Joe... You're surplus to requirements now.

as long as my money is surplus i dont care

when r u planning on getting your misses here Si ? or are you doing what i did keep her in the phils for a few years saving you money

[pennybarry]

my misses has access to all my money already, the thing is now she has a good paying job, i dont have access to her money
when she was spending my money she use to say 'oh its only money' but now its her money

She is really a lucky one!
I have only few access with Barry's money.
Only allowance per week + savings for our holidays.
But he is getting older so little more patience needed.


For the meantime, I'm enjoying my hard earned money.

[darren-b]

Your husbands contributions can depending on the circumstances help you increase your state pension.

One thing is I don't think having British citizenship has anything to do with it, having ILR is enough.

[stevewool]

so dont love enter the marriage ?????, are we brittish men silly in thinking you are coming here for love and to be together not just to kill us then run off with the money tell me i am wrong

[Sim11UK]

when r u planning on getting your misses here Si ? or are you doing what i did keep her in the phils for a few years saving you money

Soon joe soon I hope...it's too long already

[joebloggs]

Soon joe soon I hope...it's too long already

yes dont leave it too long, we had to wait til my misses had finished uni, we were married more than 2yrs b4 she came to the uk !

good luck with the app

[Pete/London]

She is really a lucky one!
I have only few access with Barry's money.
Only allowance per week + savings for our holidays.
But he is getting older so little more patience needed.


For the meantime, I'm enjoying my hard earned money.

him silly, that normally works

[IainBusby]

my misses has access to all my money already, the thing is now she has a good paying job, i dont have access to her money
when she was spending my money she use to say 'oh its only money' but now its her money

What's yours is mine and what's mine is my own.... sounds familiar...... are all Filipino wives like this?

[pennybarry]

him silly, that normally works

so what makes you randy pete? ahahaha

What's yours is mine and what's mine is my own.... sounds familiar...... are all Filipino wives like this?

I think not with strict husband with patient wife!
And wife who gives money to husband!

[triple5]

By the time you're old enough to claim Ella there may not even be a state pension. Have to ask why you're asking that Surely that's a long way off in the future isnt it?

[somebody]

my misses has access to all my money already, the thing is now she has a good paying job, i dont have access to her money
when she was spending my money she use to say 'oh its only money' but now its her money

Oh dear you didn't train her very well Joe

[somebody]

Hi to all

Is it true that a Filipina with a British citizenship will upon retirement, have an entitlement to a state pension with a value at least 60% of her British husband’s state pension, even if she has never made any national insurance contributions (but has an NI number)?

I know you can pay the NI and laws recently changed for those who are home makers or whatver the name used by te goverment this week.

But do youhave no plans to work not even part time while here in the uk? As well as money many people meet friends at work and of course stops you getting bored at home..

[Pete/London]

so what makes you randy pete? ahahaha

not sure now, maybe other women

[Ella]

I believe you'll be eligible for a minimum state pension regardless of NI contributions, and then your husbands contributions may affect yours, but the exact figures and how it works. I don't know. Also if you have children and are taking care of them full time, the government will issued you contibutions for that. Then the current system means that even if you don't have enough pension when you retire, you can claim income support to bring it upto a certain level. All very complex, and would need to see an advisor for proper information.
The big question is whether the state pension will still exist in the same way in 20-30 years time? And at what age you'll be able to claim it. The current system isn't working, people are living longer, more people claiming...
I personally have no intention of relying on a state pension, because I think it would only lead to dissapointment at current predictions.

Thanks for the info guys... I really appreciate it

[vbkelly]

what yours is mine and what mine is mine hahaha ganun ba yun? my husband already told me all of his wells lol

[Ella]

Be patient!
Just wait your husband to grow older and have dementia.
Then, you'll have access of all what he has!
For the meantime, play your role!

Hahahah your so funny
Ur giving me an idea (joke )

I already had access in everything he has right now so no worry...

Just to be clear....I loved my guy for what he is not for what he have

[Ella]

Your husbands contributions can depending on the circumstances help you increase your state pension.

One thing is I don't think having British citizenship has anything to do with it, having ILR is enough.

Thanks darren-b

[Ella]

so dont love enter the marriage ?????, are we brittish men silly in thinking you are coming here for love and to be together not just to kill us then run off with the money tell me i am wrong

Well, I'm telling you now your absolutely WRONG