Do you really have to live in a sub division?

[fred]

Well that was a good idea to lease your property from the contractor David ! At least thats something you can own for the next 50 years and Im sure that you employed your own brief to prepare the lease and not the attorney of the contractor!.
I must point out though (for members info) that leasing directly from a spouse is not to be recommended as any such lease can and will be rendered null and void in the event of a separation in a Filipino court.
Im glad that you are happy with your build David..Couple of questions if you dont mind though in regards building specs?
1st.. loft/roof insulation..If any.
2nd, Wall insulation,including cavity wall. If any.
3rd, Are your consumer units and electrical outlets properly earthed? Did they fit an earth leakage device?
Cheers,
Fred.

[David House]

The final contract is not written yet but yes I have my own lawyer to check everything. I agree that leasing from your spouse is not acceptable, we investigated this too. My understanding is that the Charter change will, if and when eventually passed, allow the ownership of up to 1000 sq mtrs of land, hence this lease back solution. The usual way is, I know, simply to put it all in the name of your wife, but for a variety of reasons I did not wish to do this. (We already own 2 houses on Bohol held in her name and used by the family).
For sure the insulation standards are not the same as in the UK. There is no cavity wall, but the rooms are high ceilings, and with good overhangs to each window to provide shade. We face the sea and with the usual sea breeze intend to allow this through the house to keep the air fresh. With the windows open there is no point in running too much aircon. In fact we intend to only aircon the master bedroom. The house we rented last year had this arrangement and it worked well.
The electrical system is earthed as the development is high end and this is what their clients expect. The plumbing, both pipework and fittings is all German. I realise that if you want to design a place yourself, specify all the materials and then spend 100% of your time on site supervising the build that you will end up with something more familiar to us. I don't have those skills or time, so I have made compromises to try to find a workable solution. Each to their own situation, if it works for you thats great. This works for me.

Well that was a good idea to lease your property from the contractor David ! At least thats something you can own for the next 50 years and Im sure that you employed your own brief to prepare the lease and not the attorney of the contractor!.
I must point out though (for members info) that leasing directly from a spouse is not to be recommended as any such lease can and will be rendered null and void in the event of a separation in a Filipino court.
Im glad that you are happy with your build David..Couple of questions if you dont mind though in regards building specs?
1st.. loft/roof insulation..If any.
2nd, Wall insulation,including cavity wall. If any.
3rd, Are your consumer units and electrical outlets properly earthed? Did they fit an earth leakage device?
Cheers,
Fred.