We have bought a new house within a sub division in Minglanilla, Cebu after taking a long look at all the options, including buying a lot and building ourselves. We have spent 9 months in Cebu in the last 2 years so have a deal of experience now. Everyone and his uncle has a lot to sell but I don't trust anyone completely, not even the closest family member. It appears that ripping off the foreigner is considered perfectly acceptable behaviour as all they feel they are doing is getting you to share your "blessings" and cannot understand why you are reluctant when asked.
We thought of building our own place, behind a high wall and with onsite permanent security in place but rejected it for the certainty of the sub division we found. It offers not only security but peace. No chickens, goats, cattle or pigs. A tidy and finished environment.
Our place was ready last October but due to my health problems we have not yet seen it. We hope to by this October.
Please remember that whilst getting money into the Phil is quite easy, getting it out again is almost impossible. Therefore be very careful before you actually send money out there and if you have the slightest doubt that you will really get all the value out of the place then rent first. There are plenty of nice places to rent and with availability high and demand low you can pretty well name your own price.
If you want to take a look at the sub division we have chosen go to
www.paramount.ph