Bank Details

[bornatbirth]

isnt all overdrafts legal?, a overdraft is a debt ie loan to the bank showing you own them money, is that hard to understand?

the point of 6 months bank statements is to show that you have enough money to support your new wife. The statements should show saving and monthly income ie wages and out going bills, showing you are overdrawn on any of them ie you owe the bank money wont help

i think its best you get your hubby to get 6 months statement without any being overdrawn!!

read this
http://filipinaroses.com/showthread....isa&highlight=

[cessxy]

yes i understand what a debt is

BUT is a morgage not a LEGAL DEBT?
Not hard to understand
Yes BANK STATMENTS Show your earning your income your bills agreed
So his income is very good it will show that and also prove that he can support me if i needed him to.It will also PROVE his Re-Morgage problems and his divorce settlement.
This having £2000 in the bank proves nothing And what i read is a lot of people take out a loan and then they submit statments after the loan has been deposited.
Also you say READ THIS
The long list of reasons includes the following supposition: 'Given your history of working overseas I am not satisfied you intend to live permanently with your spouse.'
His WIFE SAYS .....
She said she'd reached her conclusion because my bank statements show an average overdraft of £1,000 to £2,000 each month.
So again i see no proof

[johncar54]

Are not all overdrafts legal?, an overdraft is a debt, i.e. a loan to the bank showing you own them money, is that hard to understand?
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No an overdraft is not illegal. Even if it is unauthorised. It is of course a 'debt.' Being overdrawn might be slightly different and issuing a cheque when you know you will not have the funds to meet it is an offence of fraud

Whilst I can see the argument that having a healthy balance is better, the fact that a bank has approved an overdraft means they have confidence in you. In fact as I have never had an overdraft, nor for many years a loan nor a mortgage I probably have a very poor credit rating.

[bornatbirth]

are you

your visa will be declined, maybe someone else can explain it to her??