Steve, a common misconception is that many think that we are high earners, with plenty of money to throw around. The fact that we have to save hard to make our trips to Phils and have spending money for the nice things, treats, gifts means nothing. I am in an average job, average money, like many here, I work hard for what I get. I know the majority of people in Phils are what we call poor, but it must be appreciated that we are not so 'rich' as we are made out to be.
I am fortunate I guess as I do not have a mortgage any more because of my divorce, but I would struggle if I was able to get another one and a shoebox to live in. If you send money to your Mahal, it must be appreciated that it is not as easy or disposable as it seems.