Thank you for that info, when do they (emabassy / home office /etc) start checking that savings... because like for example the past months ... husband is like buying stuff for vacation and other things... and then will just start saving now.... but husband guaranteed that amount can be done.... although .. what if I will submit the application this month of October or November 2010, and Husband will start saving this month september because he just got back from Philippines so he will start saving this month again. is this enough .... how many months are they going to check for savings? etc