hi its me right got the fianccee visa and emma is coming we all know that much , but by jan26 2011 we have to aply for the flr and after that the ilr , my question is this , my aim at this time is to pay my mortgage quicky so i will have no savings as such just a few thousand not tens, does that matter when aplying for the flr in january or can we aply as soon as we marry for the flr say october that way i will still have enough in my accounts , thanks and have a nice day too