the said card is a debit atm card..no wasnt ablt to try it yet here in the uk i am a bit awkward if the cash i left for the moment would all be gone for just inquiring .. here..dunno how much they charge for transacting that things here is...but i exactly know how much money left when i leave the philippins just to make the account stay open..it just wann make sure if my family back there would desposit money i could withdraw it diretcly from here through that atm card