Hi James, I can speak a little Tagalog and some Pampanga, but I wouldn't call myself fluent. I get myself in a mess sometimes when I presume I've understood what's been said because I've picked up a couple of words in a sentence
I like the sound of the Visayan dialect as well. It sounds like they're singing when they talk. A bit like some of the Swiss when they speak German.
Another very important part of any Filipino dialect is respect - knowing when to include "po", "ate", "kuya" etc in the sentence.
