Coppers... eh..?

[johncar54]

We (the insured legal mug drivers) pay it anyway in the form of higher premiums just as shoppers pay higher prices to cover the stores losses due to let off shoplifters who aren't brought before the courts.

But you only pay if the you have full comp. If you hit by an uninsured driver and you have only third party, unless they have changed the system, you just lose.

[Dedworth]

But you only pay if the you have full comp. If you hit by an uninsured driver and you have only third party, unless they have changed the system, you just lose.

Uninsured drivers also cost the insurance industry millions of pounds every year – with the Motor Insurers Bureau (MIB) dealing with more than 30,000 claims caused by uninsured drivers annually.

Half of the 1.5 million uninsured drivers are younger than 29, which suggests that high insurance premiums and low penalty fines, from as little as £50, are encouraging some young people to drive uninsured.

In addition to committing a criminal offence, this can start a vicious cycle because insurance premiums rise dramatically after a driver is caught without a policy – making it even less likely that the individual can afford insurance in future.

Telegraph Jan 2010 http://www.telegraph.co.uk/finance/p...bn-a-year.html