i think if you apply for a visit visa, good chance it will be refused
when did you apply for your spouse visa ?
why didn't you appeal against the decision ?
how long had you known each other before you married?
how many times had you met before you were married?
and how many times since you've been married have you met?
what exact reasons were given for the refusal ?
if your husband is not working, is he claiming any sorts of benefits, invalidity benefit?
does your husband own the house he lives in, or rents etc ?
and does he have any savings in the bank etc???