Thanks Jim Thanks Apo for your kind thoughts. Apo, I know we have had our run ins in the past At the end of the day we have all got a common thread. At least us guys can get over it. bher, at least you and your husband know you both have hope of a family in the future. To be honest we could not afford it as well I was off work with a back injury for 2months and work did not pay me. The operation was booked back in Feb. No way was I going to cancel so I used the credit card and Jane paid the rest out of her savings. Thats how much we wanted. yes it cld of gone the other way, good fortune was on our side. bher Good luck to you and your husband as well.