Quote Originally Posted by RickyR View Post

1) The primary reason, is failing to meet the criteria specified on the VFS and Border Agency website for the particular visa. This seems obvious, but many of the questions asked on the forum are explained on the official websites. Of course, it's good to come to a website like this to clarify and learn from other peoples stories, but I think if your serious about the visa for your wife, then you need to read through the information on the official websites.
This is true, all the updates can be read in the VFS and Border Agency Website and this Forum ...
with regards to vfs checklist of documents,the applicant can make a separate checklist for all the supporting documents that is not in the vfs checklist form,this is for the ECO to consider some key points for the approval of the visa,... photocopies of all the documents...
Basically, its all about organizing , reading and understanding all the documents prior to submission to prevent refusal and poor performance.