With all due respect. we are not interested in how long you were in the police or anything to do with theft or any other patronising statements.... the question was why cant 10000 dollars be taken out of phily each if your with your wife... Thats 2 people regardless if they married, single, divorced, gay, lesbian, or what ever.......You obviously dont have a clue to the answer, so maybe let others answer if they know..... thank you.....