hi,
All the fuss about settlement visas is really uncalled for... I live in the philippines and am married to a filipina, on tuesday we went to manila to the uk border agency and did the biometrics, handed in all the necessary paperwork. which is very self explanatory. Just 9 things you need and they all listed. Produce plenty of evidence you are married and happy together and have enough funds to look after her in the UK and your home and dry.. Today just 2 days later i have had the paperwork processed and the visa granted.... So think positive and complete the list and your made.... No big hassle no big mystery no big problem..... GOOD LUCK.,,