Scammer message

[andypaul]

rbs paid for the txt, it was a trial scheme, iam sure it must have saved them , anyone who cloned my card, would have been able to use it once or twice at the most, as the texts were pretty instant, and it had a number to call if i didnt just use my card.

whats worrying i had not used the barclaycard for at least 6 months, yet someone in taiwan got hold of the details.

I was reading in pc pro magazine this month about how huge batchs of cc data are bought and sold. Look at the tk max scandal last month and wheres the call centre, data warehouse of barclays based? (maybe uk for all i know).

The prepaid cc/dc is looking more tempting everyday just to stop these sorts of problems happening to the Wife and I.

[walesrob]

The prepaid cc/dc is looking more tempting everyday just to stop these sorts of problems happening to the Wife and I.

I'm using one now (lastminute Maestro), the only downside to these is that the card issuer will charge a commission on every card transaction, so for example a purchase of £10 will set you back 6p. When I go back to Manila next month, I will be using my prepaid debit card all the time, as Maestro is the biggest ATM and debit card payment in the Philippines.

Somehow I feel safer knowing that if the prepaid card gets stolen, theres only so much money in there, rather risking the whole balance on my normal debit card or credit card.

[joebloggs]

why we that worried, when you get your statement, tell your credit card company its been used fraudently, and claim it back, yes its hassle, but as long as you dont pay

only way is to use biometric methods, and text method to catch them little

[walesrob]

why we that worried, when you get your statement, tell your credit card company its been used fraudently, and claim it back, yes its hassle, but as long as you dont pay

Not much use though if your in Manila and some thief has just emptied your debit/credit card and the ATM says "no" or if the hotel bill can't be paid because the "computer says no".

Keith makes a good point about using cards abroad; tell your card issuer your going on holiday, and they'll lift any blocks. Some guy from Barclaycard once told me theres a lot of card fraud in Far East.

[andypaul]

why we that worried, when you get your statement, tell your credit card company its been used fraudently, and claim it back, yes its hassle, but as long as you dont pay

only way is to use biometric methods, and text method to catch them little

At the moment most banks and credit card companies will pay out but recently the law changed so banks now deal with it in house you dont report it to the police. I can soon see it being a case of prove its not you. Ok if the withdrawal happens 8000 miles away you can show your passport etc. But if its cloned localy and used in the uk it may get a lot tougher in the near future to claim the money back.

The emphasis im told has changed when a signature was used it was the banks problem but some people have mentioned that now with chip n pin if you read the small print on some cards its know only to you and your fault if disclosed to others. I know that sounds crazy but the banks will try it on if they can as we all know.