its a dream and a wish of mine to live in the phils oneday , say 8 to 10 years before if possible, after so many marriges i dont have thousands in the bank, but i have work and only 5+ years left on my mortgage, so thats what i have to go on, if emma finds work then thats great , that will help the savings grow, but its the property i have that will be the biggest money maker,facts and figurs i am hoping to save around 40 to 50,000 by then, and either rent out this house so i have a income or sell it , this is my plan and dream so save hard and watch this space