Hi Marikristin,
I email you in your personal account about your concerns. We havent apply yet, we plan in the middle of this year after we marry. This forum had been so helpful to gather infos. We can help each other and exchange ideas or we can talk it over if ever you are online. We just need to have a strong application. Hope you also trace some links given by Joebloggs. U can find it helpful. Keep in touch.
Regards,
Ann
