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Very true but people do give a lot of clues about themsleves and their propety houses etc from their accounts. Plus if someone did take control of your site its the harm or offence they may cause others. What if your account was to fool or deceive another

Many people also have account details of other websites in emails often which could possibly give clues to a hacker..

I know due to the sheer amount of Young Pinoys in and around the wifes family who have added me as a friend I have a responosbility to ensure no one gains access to that account..

A workmate just came back from a beach holiday in a country deemed as third world and was about to use a open Wi FI signal instead of the paid hotel account but he thought while the wife was busy sorting out the suitcases he take a stroll outside on his phone he followed the signal turned out the open network was coming from a private house (more a shack) which seemed to have locals living in. Either they don't realise, happy to let huge hotels of people taking up their broadband or....
You make some very valid points there, some of which I hadn't considered especially when using free open wi-fi in public spaces. Although, I have always been reluctant to subscribe to any form of on line banking just incase anyone did manage to hack my account numbers or passwords from cookies or observing keystrokes. Anyway, if anyone wants to break into my garage and steal my cars, they will be very dissapointed, they've all gone now, instead it's full of junk and stuff destined for the charity shop when I can be bothered to take it.