john whos CBN? i want to send 750 pounds but western union want 42 quid to send it.Originally Posted by keeperlit
john whos CBN? i want to send 750 pounds but western union want 42 quid to send it.
QUOTE: john who's CBN? i want to send 750 pounds but western union want 42 quid to send it.
Briancol
Maybe it was a joke, Central Bank of Nigeria !!!!!
On a more serious note.
I would still use a transfer (fee £25) by Nationwide Building Soc, as have an account there. Their exchange rate is also just about interbank rate.
Sending money to the Philippines. We use pnb. The recipients all have pnb money cards. We can send money online 24 7.
T hemoney card is only good for cash withdraw.
We've tried them all. We found pnb the cheapest and the best.
On a more serious note.
I would still use a transfer (fee £25) by Nationwide Building Soc, as have an account there. Their exchange rate is also just about interbank rate.[/QUOTE]
i already have a nationwide account,not sure if the recipient in the phills has an account though. western union is handy for people wthout bank accounts but they are so expensive to use.
PNB. ive looked thm up online before,something put me off thm,cant remember what though. im going back in June so i will leave a nationwide debit card wth the g/f when i leave.
i already have a nationwide account,not sure if the recipient in the phills has an account though. western union is handy for people wthout bank accounts but they are so expensive to use.
PNB. ive looked thm up online before,something put me off thm,cant remember what though. im going back in June so i will leave a nationwide debit card wth the g/f when i leave.[/QUOTE]
Be careful leaving your British bank cards behind in the philippines for wives and girlfriend to use.
T hecards are in your name so, its against banking practises for a third party to use. In fact if caught, both of you could get in serious trouble. A criminal record maybe. Not good to have when applying for the visa.
PNB in my experience of sending money to the Philippines for the last 5 years or so is the most cheapest and the most reliable. Great customer service too.
Im a cheap Charlie like most BritishI know it makes sense.
QUOTE: Be careful leaving your British bank cards behind in the philippines for wives and girlfriend to use.
The cards are in your name so, its against banking practices for a third party to use. In fact if caught, both of you could get in serious trouble. A criminal record maybe. Not good to have when applying for the visa.
[/QUOTE]
I gave a card to originally a Thai GF, then after that relationship, having married my Pinay bride, I gave a card to my wife's cousin, firstly a Cash card but when that ceased to be useable a Debit Card. I have told Nationwide several times on the phone and in emails that a card is there and although they of course have warned about possible abuse of the cards they have never said I cannot do it. I of course accept full responsibility for all transactions.
As a former police officer in UK I cannot think of any law that would breach.
For that matter, my son in UK has for the past 24 years been signing cheques drawn on my UK account. Again, whilst the bank would not like it, it is not an offence against UK law.
I gave a card to originally a Thai GF, then after that relationship, having married my Pinay bride, I gave a card to my wife's cousin, firstly a Cash card but when that ceased to be useable a Debit Card. I have told Nationwide several times on the phone and in emails that a card is there and although they of course have warned about possible abuse of the cards they have never said I cannot do it. I of course accept full responsibility for all transactions.
As a former police officer in UK I cannot think of any law that would breach.
For that matter, my son in UK has for the past 24 years been signing cheques drawn on my UK account. Again, whilst the bank would not like it, it is not an offence against UK law.[/QUOTE]
Thanks John. I did do it and I was wrong.
I tried to get cards in Jane's name. It wasn't possible.
She had to be living here etc. The pnb does take 2 or 3 weeks to set up and they want so much info, im sure that puts many off.
T hecost of sending per transaction is around 7 pounds. It rises when above 3 grand. The recipients are not charged for using the pnb money cards either. Info theory you can make infinite withdrawal without being charged.
When we go to philippines we use the same cash withdrawal method. I load the card online costing me 7 pounds, thats it. no more bank charges.
I was wrong John but, at the time I was ignorant of my actions. It not be an illegal activity but, in the eyes of the issuing bank, its fraud.
When I said it was not an offence in UK, I did mean it was totally lawful, not fraudulent in any way whatsoever.
My mate's mahal uses CBN and has done for ages. He says it costs a fiver to send anything up to £200.
i still dont know who CBN are.
and i wont be leaving a debit card wth my g/f but another nationwide savings card, just to use for with darwalls,not a debit card.
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