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  1. #1
    Respected Member briancol's Avatar
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    hmmm. interesting .but i think i'll take a chance and leave the card,afterall she will be my wife by the time i leave.whats mine is hers.but i'll just put a certain amount in the account every month.im not stupid, lol.


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    Quote Originally Posted by briancol View Post
    hmmm. interesting .but i think i'll take a chance and leave the card,afterall she will be my wife by the time i leave.whats mine is hers.but i'll just put a certain amount in the account every month.im not stupid, lol.
    Just remember that in certain circumstances a Debit card can be used to as a credit card and Nationwide have what they call 'a shadow overdraft facility' on some debit cards, which means you can draw more than you have in the account.

    I discovered it by chance when I accidentally overdrew my debit card account balance.

    When I asked how that was possible, the first person in Nationwide did not believe it was possible. It was only later when I pressed for an explanation I discovered the shadow overdraft facility.


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