On a more serious note.
I would still use a transfer (fee £25) by Nationwide Building Soc, as have an account there. Their exchange rate is also just about interbank rate.[/QUOTE]
i already have a nationwide account,not sure if the recipient in the phills has an account though. western union is handy for people wthout bank accounts but they are so expensive to use.
PNB. ive looked thm up online before,something put me off thm,cant remember what though. im going back in June so i will leave a nationwide debit card wth the g/f when i leave.