Thanks for the info.
However, sorry to keep coming back to the same line, but the charges for making a transfer are seldom the main cost. As I described above, the difference in the exchange rate used by Barclay's Bank compared with Nationwide results in an enormous difference in the value of the amount transferred. (£3,500)
I should be grateful if anyone who has used PBN , in Spain (or other MOs they have used) would show the break down of how much they transferred, on what day, what the charge was and what the exchange rate was.
It is only with that info that one can know which MO is best.
Thanks Guys.
John