QUOTE: Be careful leaving your British bank cards behind in the philippines for wives and girlfriend to use.
The cards are in your name so, its against banking practices for a third party to use. In fact if caught, both of you could get in serious trouble. A criminal record maybe. Not good to have when applying for the visa.
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I gave a card to originally a Thai GF, then after that relationship, having married my Pinay bride, I gave a card to my wife's cousin, firstly a Cash card but when that ceased to be useable a Debit Card. I have told Nationwide several times on the phone and in emails that a card is there and although they of course have warned about possible abuse of the cards they have never said I cannot do it. I of course accept full responsibility for all transactions.
As a former police officer in UK I cannot think of any law that would breach.
For that matter, my son in UK has for the past 24 years been signing cheques drawn on my UK account. Again, whilst the bank would not like it, it is not an offence against UK law.