Sorry to hear about your dilemma Paul. Best to call the ECM for reconsideration since the appeal can take 6 months. I'm sure that you can stress out your rights to being together as married couple, by law should be together. It is sad to know that other people will have to make a decision for legal married couple whether they need to be together or not. This is something I don't understand about the criteria/basis of the ECO's decision.
95,000 for CS is about normal when done in a private hospital...normal delivery is about 25,000-35,000 excluding doctor's professional fee.
