Originally Posted by grahamw48
A wife IS my retirement plan.thats mine to
6yrs younger than me, already earning * 2 my pay, i've just got to last long enough to be aorund to spend it
A wife IS my retirement plan.
6yrs younger than me, already earning * 2 my pay, i've just got to last long enough to be aorund to spend it
A wife IS my retirement plan.
I am in the same boat as Englishman2010 and I agree with this 100%
My wife, now a mother, can see the benefit of the NHS.
The stress of UK life can be a silent killer though, my wife is not comfortable with the amount of hours at work that I do.
This makes for many conversations about "living in Phils".
John Lennon said "Life is what happens to you while you're busy making other plans".
Quite liked Graham's comment too..
But dont forget...Whats good for the Goose!!...... and Remember the Filipina`s 4 M`s for a successful marriage!!
matandang mayamang malapit ng mamatay
matandang mayamang malapit ng mamatay
Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.
mmmm.Quite liked Graham's comment too..
But dont forget...Whats good for the Goose!!...... and Remember the Filipina`s 4 M`s for a successful marriage!!
matandang mayamang malapit ng mamatay
Rich old man who is nearing death,its just a pinay joke(or sometimes notmatandang mayamang malapit ng mamatay
Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.
Nearing death possibly.
Rich ? NO.
me too but rich in dreams
From the last 3 years ive gained a lot of experience and knowledge about not only what I do but what other people are doing here in Cebu. For example the community in CDO is a lot more social than in Cebu city with their own events etc. There have been multiple suicides as well as murders and marriage breakups and generally I think a lot of it is down to many of the Expats who come here. The reality is a lot more severe than many imagine when they setup their dream retirement or move to the Philippines the biggest one being getting bored.. Many people will want to setup businesses to support or fund early retirement or the move but its got to have around a 90% fail rate due to the protective government issues aswell as corruption.
Is it all bleak? answer is no.. you have the sun, you can have the life you want but you have to be prepared for things people don't normally take into account such as inflation and currency devaluation. Business wise setup it up there! best business are done offshore anyway as the people I know making a fortune here have been here over a decade but I have met a lot more who went broke within months. Key is to work out what you really want in life if you just want to sit out life in a sub division and watch the sunrise thats fine but many others get socially disconnected due to location of choice. So would strongly advise getting some hobbies and some of them may even assist the retirement such as gardening which will also allow food to grow. Permaculture and aquaponics are a hobby of mine I am trying to get started properly here to assist food not only for ourselves but to introduce into poor areas.
Anyway enough of a rant..lol But would say expect the unexpected as it often rears its head.
After 3 years and running multiple businesses here I would say its possible to make money in the Philippines but its not easy.. Haven't had any businesses go sour yet but have been close a few times. Biggest issue is "time" as in the UK everything is related to speed and X = Y = Profit doesnt work in the Philippines as things like happy mediums such as local newspapers or TV / radio for advertisements of a new business doesnt mean a thing as most of the people I know here don't use any of them except to watch junk TV Shows. In reality its word of mouth and that takes months over weeks, building the business can happen eventually but too many people assume they can invest and sit on their backside or they can expect a return quickly neither will happen. Reasons businesses fail :-
1. no experience.
2. Staff thefts.
3. Corruption.
4. Lack of interest from owner just wanting a return on investment.
5. Expectations set to high compared to possibilities.
Retirement is different though as I would advise if you can retire forget business! its just a headache. Many people think they will rent spare rooms out but from the people I know doing it they will tell you its more hassle than its worth. Learn to live in a budget you can afford if not dont retire yet.. If you have several years to go before doing it start finding things to invest in and put some away every month.
Yes I know I go against my own advice on most things but thats generally me.. as I look to exploit the situation where possible. Asia is a lot harder than the UK when it comes to business as they simply dont want you here. At the same time its the opportunity to do something different.
Nice one Matt some very solid advise.
It's been emontional
i am sure many could and would budget to make there dreams , a garden is a must for me what ever the size and like you say grow what you eat and give so much away too, , work hard save hard here and who knows what may happen
Supervising the building of our 2 storey 4 bed house/restaurant/shop, with roof garden on top that I'd designed on the computer. (The low wall at the front was temporary):
No doubt I'd also be breeding birds like last time I lived there...and making a living from it.
This is not a good idea for me, am doing just fine here. The weather in the Philippines does not appeal me at all, too hot. Different culture, different lifestyle make me wonder.
not everything suits everyone thats why we all are differant but keep the ideas coming in , would you want to leave where you are know anyway
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