Hi Hurco, how are you actually communicating? My advice would be to only chat, both using webcams.
You can buy them for under a tenner & all the internet cafes have them in the Philippines.
Using a webcam, gives you a much better feel for what the person is like, likewise for them too.

I would be worried, if I hadn't seen what they looked like properly, after communicating for a year?
Hope things sort themselves out.